PG&E SMUD SCE SDG&E Pioneer / GridGen Statewide California
Free · 30 Seconds · No Contact Info Required

Stop Paying More.
Start Owning Your Power.

Lock in your power at 30% off before the next California rate hike. No tax credit needed. No money out of pocket. Just lower bills and a home that runs on your terms.

Enter your utility and average monthly bill — PG&E, SMUD, SCE, SDG&E, or Pioneer. We'll show your annual savings, system size, and two financing paths — both with $0 out of pocket.

30% Lower power costs vs. utility rates
$0 Out of pocket on either financing path
25 yr Locked-in rate — immune to rate hikes
Takes 30 seconds. No signup. No obligation.
★ Most Popular
Prepaid Lease
Own your power. Turn a liability into an asset. 30% off, $0 down, ownership in year 5.
Pay As You Go
Power Purchase
Pay 30% less than your utility every month. No system to buy, no credit check, no maintenance.
2026 California rate data
NEM 3.0 math built in
Battery backup standard
10 years · 400+ closed deals
Real 2026 California Rate Data

Your Solar Savings Estimate

Select your utility, enter your bill, and we'll show your full savings breakdown — annual savings, system size, batteries, and two financing paths. No email required to see results.

Step 1 — Tell Us About Your Home
✓ Your Home Qualifies

You Could Save $0 Per Year

Annual Savings
System Size
Powerwalls
5-Year Savings
Calculator Exclusive Savings
Priority Savings On Your Tesla Powerwall Installation
Lock In Below
⚡ Free Design · No Obligation · Ed Reviews Every Request
Get Your Free Custom Design + Lock In Priority Savings

Submit your info and Ed will personally review your numbers and follow up within 1 hour. Your exclusive installation savings are locked in the moment you submit.

Exclusive savings on your Powerwall installation
Custom system design for your home
Every available rebate applied
1-hour local follow-up from Ed
No credit pull · No pressure
Free 2026 California Solar Guide PDF
Calculator users only. Exclusive installation savings applied at contract signing. Lock yours in by submitting below.
Enter your details to lock in your exclusive savings →
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No credit pull No pressure CSLB #1065773 400+ CA installs 1-hour local follow-up
What this means for your home: At your current usage and rate, you're on track to pay your utility tens of thousands of dollars over the next 25 years — with rates rising every year. Solar locks in your cost of energy and turns that monthly bill into a fixed, predictable asset.
Bonus Opportunity

Your Windows May Be Costing You Even More

Old or single-pane windows can account for 25–30% of a home's heating and cooling loss. Pairing solar with energy-efficient window replacement reduces your total load — meaning your solar covers more of your actual usage and your savings are even greater.

Get a Free Window Estimate →
5-Year Savings
25-Year Total Savings
New Monthly Bill
Your Recommended System
Solar System Size
Battery Backup
Estimated Annual Production
5-Yr Utility Cost (no solar)
5-Yr Cost With Solar

Two Ways to Make This Yours — Both With $0 Out of Pocket

Option 2 — Pay As You Go
Power Purchase Agreement — 30% Off Every Month

No upfront cost. No system to buy. You just pay for the power your solar produces — at roughly 30% less than what you're paying your utility today. Switch the light on, save money. Simple as that.

Upfront Cost
$0
Monthly Savings
~30%
  • $0 down, no credit check, no tax liability
  • Roughly 30% lower than your current utility bill
  • System maintenance + monitoring included
  • Production guarantee for 25 years
  • Best for homeowners who want simplicity over ownership

Estimates based on 2026 California utility rates, average solar production data for your region, and typical system costs. Actual results vary based on roof orientation, shading, usage patterns, and financing choice. Exclusive calculator savings applied at contract signing on new installations only.

Transparent Methodology

How We Calculate Your Results

We believe you deserve to understand how your numbers are generated — not just trust a black box. Here's exactly what data, rate assumptions, and formulas are behind your estimate.

⚡ Utility Rate Data

We use 2026 blended residential rates for each utility — averaging Tier 1 and Tier 2 consumption weighted toward typical household usage patterns. PG&E's peak TOU rate of $0.52/kWh and base services charge of ~$28/month are factored in. SMUD, SCE, SDG&E, and Pioneer rates are updated to reflect current 2026 tariffs. Rate sources: PG&E.com, SMUD.org, SCE.com, SDG&E.com, PioneerCommunityEnergy.org.

💰 System Cost Assumptions

Installed system costs use 2026 California averages: $3.60–$3.95/watt depending on utility territory and system complexity. Southern California (SCE/SDG&E) runs slightly higher due to permit complexity. Tesla Powerwall 3 installed cost is estimated at $14,000 per unit before rebates. The Prepaid Lease price shown reflects a 30% discount from the estimated cash price via the federal 48E ITC pass-through.

📈 25-Year Savings Projection

Long-term savings are projected using a 3–6% annual utility rate escalation depending on utility territory — conservative relative to California's actual average. SDG&E and PG&E use 6%; SMUD uses 4%; SCE uses 5.5%. Each year's savings are compounded at the territory rate over 25 years. The result represents cumulative avoided utility costs — not discounted present value.

🪟 Window Efficiency Adjustment

Your window selection helps refine how your solar system is sized. Single-pane or 25+ year-old windows can account for 25–30% of a home's heating and cooling loss, forcing your HVAC to run longer and increasing your actual electricity usage above what your bill alone suggests. If you selected older or single-pane windows, we flag this as an opportunity — replacing them alongside solar reduces your total load, which means your solar system covers more of your real-world consumption. We do not apply a direct numeric adjustment to the calculator estimate, but flag the window opportunity when it's likely to be meaningful. Get a free window estimate →

📊 2026 Rate Assumptions Used in This Calculator
Utility Blended Avg Rate Peak TOU Rate Fixed Monthly Charge Solar Offset (NEM 3.0) Battery Bonus Offset
PG&E $0.46/kWh $0.52/kWh ~$28/mo ~78% +12% with battery
SMUD $0.20/kWh $0.28/kWh ~$15/mo ~72% +14% with battery
SCE $0.42/kWh $0.50/kWh ~$26/mo ~76% +13% with battery
SDG&E ★ Highest CA rates $0.47/kWh $0.55/kWh ~$16/mo ~85% +10% with battery
Pioneer Community Energy $0.24/kWh $0.32/kWh ~$25/mo (PG&E) ~80% +10% with battery

Rates updated May 2026. Utility rates change periodically — verify current rates at your utility's website before making purchasing decisions. Fixed monthly charges are unavoidable regardless of solar production. Sources: pge.com, smud.org, sce.com, sdge.com, pioneercommunityenergy.org.

What This Calculator Cannot Account For
  • Your specific roof orientation, pitch, and shading — these directly affect actual solar production. South-facing roofs produce ~15% more than west-facing in California.
  • Your current rate plan — if you're on CARE/FERA or a special EV rate, your effective rate and savings may differ significantly from the averages used here.
  • Local permit costs and installation complexity, which vary by city and roof type.
  • Your actual usage patterns — a household that runs A/C heavily from 4–9pm benefits more from battery storage than our average model assumes.
  • Window efficiency — older or single-pane windows increase your actual HVAC load above what your bill alone reflects. Replacing them alongside solar can meaningfully improve total system ROI.
  • Future rate changes beyond our territory-specific escalation assumptions — California's actual rate increases have averaged 6–8% in recent years.
Want numbers built around your actual usage data — not averages?
Get My Free Personalized Estimate →
From Estimate to Action

What Happens Next

Your calculator results are a starting point — not a final quote. Here's exactly how we go from an estimate to a real proposal tailored to your home, utility, and budget.

01 📋
Request Your Free Bill Review

Submit your utility, zip code, and average bill through our free estimate form. No commitment. Takes less than 2 minutes. If you have a recent bill handy, even better — that's where the accurate numbers come from.

02 🔍
We Review Your Usage Data

We'll ask for your Green Button data from PG&E, SMUD, SCE, or SDG&E — a 12-month usage file that shows exactly when and how your home uses electricity. This is what separates a real proposal from a ballpark guess. We'll send you a quick video showing how to download it in 2 minutes.

03
We Build Your Custom Design

Based on your actual usage, utility rate plan, and roof, we design a system sized specifically for your home — not a generic package. We'll show you the right system size, the best product fit, and projected savings under your actual conditions. You'll see the numbers before you make any decision.

04 📞
We Walk Through It Together

A short call — typically 20–30 minutes — where we walk through your proposal, answer every question, and explain your options clearly. No pressure. If solar doesn't make financial sense for your situation, we'll tell you honestly. If it does, we'll show you exactly how to move forward at whatever pace works for you.

Your 2026 California Solar Options
Solar + Battery (PPA)

$0 down via LightReach, GoodLeap, or EnFin. Pay a fixed rate per kWh — lower than your current utility rate. 650+ credit score.

Learn More →
Home Battery Storage

Already have solar? Add a Tesla Powerwall, SolarEdge, or Enphase battery to eliminate peak-hour grid purchases under NEM 3.0.

Learn More →
San Diego County
SDG&E Solar

Highest rates in California at ~$0.47/kWh. Chula Vista, Escondido, El Cajon, Santee, Oceanside & San Marcos. Strongest ROI in the state.

See SD County →
SMUD Battery Rebate

Sacramento territory only. Up to $5,400 per Powerwall installed. One of the best battery incentives remaining in California.

Learn More →
GridGen — Pioneer Territory

EDH, Loomis, Rocklin, Lincoln, Auburn, Granite Bay. $0 down, no credit check, billed through your utility. Tesla Powerwall 3 included.

Learn More →
Free Bill Review

Not sure which option fits? Start here. We'll review your bill, confirm your territory, and match you to the right solution — free.

Learn More →
Ready for Real Numbers?
Get a Free Personalized Estimate
for Your Home

Takes 2 minutes. We'll use your actual usage data to give you precise savings, system size, and the right financing option for your situation.

Not Sure If We Cover Your Area?

We Serve 22+ Cities Across California

PG&E, SMUD, SCE, SDG&E, and Pioneer Community Energy territories — from Sacramento and the Central Valley to San Diego County. View our full service area map to find your city.

View All Service Areas →